FHA Loans or Conventional Loans. Zero Down or Down Payment Assistance, 20% Down? What are your Fico Score’s? What are your income, assets, credit qualifications? These are the deciding factors for a home loan. We will offer you the choices that fit your needs. Loan Programs, down payment, mortgage rate and terms to fit what your looking for.
The cost you pay for PMI varies depending on the size of the down payment and loan, but typically runs about 0.5 percent to. level term policy. Mortgage insurance premium (MIP), on the other hand,
However, there are options if you don't have the extra money for a down payment , including down-payment assistance and zero-down-payment loan options.